Now that you know, what are you going to do?
We’ve all been there. We get frustrated for a little bit and tomorrow we still need to go to work. Here are some credit tips for when you’re ready to go back after that financial dream of yours:
For once you decided what you wanted, but your credit is holding you back.
So the 1st thing is to monitor your credit report. Even if your not ready yet, still everyone should monitor their credit reports! There are a lot of free monitoring services out there & even credit card companies provided for you. Experian offers free credit reports as well as Credit Karma, Credit Sesame, Quizzle, Credit.com, just to name a few.
The 2nd thing is to verify is if you recognize your personal information and accounts listed on that report & if the information is accurate. Remember this is like your resume for creditors when your applying for something. So the more accounts in good standing, satisfied & current, the better it looks!
Now the 3rd thing is to check the amount of times it shows you have applied for credit (you will find this on your inquiries section of the credit report) because this is very crucial as well. Thank God that in our professional resumes we don’t need to include how many times we have applied for a job and we were not hired! Can you imagine? But anyway, credit reports can be a bit complicated & overwhelming the first time we see one.
Our Credit Repair Specialists are ready to help! Call us Today for a Free Consultation…
www.creditpoints720.com
written by: Vanessa Fuentes