There are laws that protect you as a consumer, and we are very familiar with them. Based on this knowledge, we can correct any issues you may have on your credit report. Approximately 80% of credit reports contain inaccurate information that could be causing your credit score to be very low.

Our team of credit specialists has helped many of our clients in the United States and Puerto Rico prepare their credit to be able to obtain their own home, buy a car, and get approved for loans and lines of credit.

Having GOOD CREDIT can save you a lot of money and help you achieve your financial goals.

Let’s work based on your goal

Seleccione la opción que mejor se adapte a sus necesidades para reparar su crédito.

Preparing your credit to buy a house involves several steps.

Firstly, you should ensure that you have been living in the same house for a stable period, demonstrate steady employment history, and maintain a healthy balance between your monthly income and fixed expenses. However, the most crucial aspect is to have good credit, free of negative accounts, to secure the best approvals with favorable interest rates.

How to prepare my credit to buy cars?

When preparing to buy a car, it’s important to ensure that you don’t have any late payments on any of your accounts, especially on previous car payments. Having a credit history free of negative accounts is vital when buying a car, as it can significantly impact your monthly payment.

How to prepare my credit to apply for loans and credit cards?

Credit cards heavily rely on your payment history and your ability to pay. Most of the time, when you are approved for a card or a loan, it’s based on what you already have in your credit history. It’s very important to have clean credit so you can be approved for higher amounts with better interest rates.